# Hazelshire Financial > Hazelshire Financial is a small-business funding broker at 8066 Main St, Ellicott City, MD 21043 (phone (410) 261-6078). It helps businesses in Ellicott City, MD; Columbia, MD and across Howard County, Maryland, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Hazelshire Financial connects you with lending partners; partners make credit decisions and set rates and terms. Hazelshire Financial is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Hazelshire Financial does not arrange personal, payday, auto title, mortgage, startup or SBA loans, and does not offer grants. Key facts: - Business type: small-business funding broker (not a lender) - Address: 8066 Main St, Ellicott City, MD 21043, United States - Phone: (410) 261-6078 - Apply: https://hazelshirefinancial.com/apply/ - Service area: Ellicott City, MD; Columbia, MD and all of Howard County, Maryland - Language: English ## Funding options - [Sorting Out Commercial Business Loans in Ellicott City, MD](https://hazelshirefinancial.com/business-loans/): Hazelshire Financial sets out six funding types for Ellicott City, MD and Howard County, MD owners: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each is compared here by repayment, collateral and the expense it fits; a merchant cash advance is not a loan. - [Working Capital Financing Options for Ellicott City, MD Owners](https://hazelshirefinancial.com/business-loans/working-capital/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD owners compare working capital financing for payroll, rent and supplier bills that fall due before revenue arrives. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on amount, price and term. - [Business Installment Loans in Ellicott City, MD](https://hazelshirefinancial.com/business-loans/term-loans/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD owners compare business installment loans for buyouts, expansions, second locations and practice acquisitions. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on amount, term and price. - [Small Business Lines of Credit for Ellicott City, MD Businesses](https://hazelshirefinancial.com/business-loans/line-of-credit/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD owners compare small business lines of credit for repeating gaps: payroll ahead of receivables, a crew hired before the busy months, a stock order. Hazelshire Financial matches your request with funding partners, who review it and set the limit, price and terms. - [Ellicott City, MD Inventory Funding: How It Works](https://hazelshirefinancial.com/business-loans/inventory-financing/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD retailers, wholesalers and parts businesses compare inventory funding: a loan sized to one order, or a line drawn for repeat orders. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Small Business Equipment Loans for Companies Around Ellicott City, MD](https://hazelshirefinancial.com/equipment-financing/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD businesses compare small business equipment loans and leases, from painting rigs and excavators to veterinary tables and espresso machines. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Merchant Cash Advances in Ellicott City, MD, Explained for Owners](https://hazelshirefinancial.com/merchant-cash-advance/): Hazelshire Financial explains merchant cash advances for Ellicott City, MD and Howard County, MD owners: how the purchase of future receipts works, how collection runs, and what to compare against a line of credit. A merchant cash advance is not a loan, and every contract needs a careful read. ## Industries - [Business Funding by Industry for Ellicott City, MD Companies](https://hazelshirefinancial.com/industries/): Hazelshire Financial sets out business funding for fourteen Ellicott City, MD and Howard County, MD industries, from physician practices and law firms to builders, salons and child care centers, each with 2023 Census counts and the funding types that fit its expenses. - [How Builders and Trade Firms in Ellicott City, MD Use Construction Company Loans](https://hazelshirefinancial.com/industries/construction/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD builders, remodelers, site contractors and independent tradespeople compare construction company loans for job costs, payroll, equipment and trucks. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Retail Store Financing: A Guide for Ellicott City, MD Shop Owners](https://hazelshirefinancial.com/industries/retail/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD shop owners compare retail store financing for inventory, fixtures, build-outs and openings. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on amount, price and terms. - [Restaurant Business Loans in Ellicott City, MD](https://hazelshirefinancial.com/industries/restaurants/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD restaurant owners compare restaurant business loans for kitchen equipment, renovations, food and payroll gaps. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on amount, price and terms. - [Physician Business Loans for Ellicott City, MD Physician Groups](https://hazelshirefinancial.com/industries/medical-practices/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD physician practices compare business loans for equipment, buy-ins, acquisitions and the gap between visits and claim payments. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Ellicott City, MD Chiropractic and Therapy Practice Loans for Chiropractors and Therapists](https://hazelshirefinancial.com/industries/chiropractors-and-therapists/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD chiropractors, physical therapists, optometrists and other practitioners compare loans for equipment, build-outs, second clinics and claims gaps. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Dental Business Loans Across Howard County, MD and Ellicott City, MD](https://hazelshirefinancial.com/industries/dental-practices/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD dentists compare dental business loans for chairs, imaging, operatory build-outs, refinancing and practice purchases. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on amount, price and terms. - [Law Firm Business Loans for Attorneys in Ellicott City, MD](https://hazelshirefinancial.com/industries/law-firms/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD attorneys compare law firm business loans for working capital, office build-outs, equipment and practice purchases. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [How CPAs and Bookkeepers in Ellicott City, MD Use CPA Firm Financing](https://hazelshirefinancial.com/industries/accounting-firms/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD CPAs, tax preparers and bookkeepers compare CPA firm financing for working capital, technology and firm acquisitions. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Barbershop Business Loans: A Guide for Ellicott City, MD Stylists and Barbers](https://hazelshirefinancial.com/industries/salons/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD barbers, stylists and salon owners compare barbershop business loans for chairs, stations, build-outs and buying a salon or salon suite. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Insurance Agency Lending: A Guide for Ellicott City, MD Independent Agents](https://hazelshirefinancial.com/industries/insurance-agencies/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD independent insurance agents compare agency lending for book purchases, agency acquisitions, producer hiring and commission timing. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Auto Repair Business Loans for Ellicott City, MD Mechanics and Garages](https://hazelshirefinancial.com/industries/auto-repair/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD mechanics and garage owners compare auto repair business loans for lifts, diagnostic equipment, parts, bay expansions and shop purchases. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Lawn Care Business Loans for Ellicott City, MD Lawn and Landscape Crews](https://hazelshirefinancial.com/industries/landscaping/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD landscaping and lawn care owners compare business loans for equipment, trucks and trailers, and crew payroll ahead of client payments. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Ellicott City, MD Childcare Center Loans for Daycare Operators](https://hazelshirefinancial.com/industries/child-care/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD child care center and home daycare owners compare loans for classroom build-outs, playground equipment, vans and payroll. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [HVAC and Plumbing Contractor Loans Across Howard County, MD and Ellicott City, MD](https://hazelshirefinancial.com/industries/plumbing-hvac/): Hazelshire Financial helps Ellicott City, MD and Howard County, MD plumbers and HVAC contractors compare loans for service vans, tools, equipment stock and the gap between job costs and payment. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. ## Guides and calculators - [Funding Guides and Tools Built for Ellicott City, MD Owners](https://hazelshirefinancial.com/resources/): Guides for Ellicott City, MD and Howard County, MD owners preparing a funding request: the county zoning map and building permits, the Maryland Combined Registration Application, and a small business term loan calculator. Official sources are linked with the date they were checked. - [Ellicott City, MD Zoning Map and Building Permits Before a Build-Out](https://hazelshirefinancial.com/resources/ellicott-city-md-zoning-flood-maps-and-permits/): A guide for Ellicott City, MD owners planning a build-out or remodel: where to find the Howard County, MD zoning map, building permit pages and Ellicott City flood information, and how each fits into a funding request. Official pages are linked with the date checked; rules are for the county to confirm. - [Maryland Combined Registration Application Online: A Guide for Ellicott City, MD Business Owners](https://hazelshirefinancial.com/resources/maryland-combined-registration-application/): A guide for Ellicott City, MD and Howard County, MD owners to the Maryland Combined Registration Application online: where to find it, how sales and use tax and withholding accounts relate to it, and where the records fit in a funding request. Official pages are linked with the date checked. - [Small Business Term Loan Calculator for Ellicott City, MD Owners](https://hazelshirefinancial.com/resources/small-business-term-loan-calculator/): Hazelshire Financial's calculator for Ellicott City, MD and Howard County, MD owners turns an amount, a quoted rate and a term into a monthly payment, total interest and total repaid. It does not quote rates or approvals; the inputs are yours, and any real offer comes from a partner. ## Areas served - [Howard County, MD Small Business Snapshot From Ellicott City, MD](https://hazelshirefinancial.com/ellicott-city-md/): Census figures for Ellicott City, MD and Howard County, MD: the Ellicott City ZIP had 1,131 employer establishments in 2023, 67.2% of them with fewer than five employees, and the county had 10,050. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Service Area for Small Business Loans Around Ellicott City, MD](https://hazelshirefinancial.com/service-areas/): Hazelshire Financial takes small business funding requests from Ellicott City, MD, Columbia, MD and the rest of Howard County, MD by phone and through the request form. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Columbia, MD Business Funding Through Hazelshire in Ellicott City, MD](https://hazelshirefinancial.com/service-areas/columbia-md/): Business funding for Columbia, MD owners in Howard County, MD: ZIP 21045 had 1,410 employer establishments in 2023, half with fewer than five employees. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. ## Company - [Small Business Loans in Ellicott City, MD: From Term Loans to Lines of Credit](https://hazelshirefinancial.com/): Hazelshire Financial lays out six funding types for Ellicott City, MD and Howard County, MD owners, side by side: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Phone Hazelshire or fill in the form; Hazelshire Financial matches the request with funding partners, who review it and make their own decision. - [Applying for a Business Loan in Ellicott City, MD: What Happens and When](https://hazelshirefinancial.com/how-it-works/): How a request through Hazelshire Financial runs for Ellicott City, MD and Howard County, MD owners: a call or the form, a conversation about the expense, a partner's review of records, and an offer you can accept or decline. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [What Ellicott City, MD Owners Ask Before a Business Loan Request](https://hazelshirefinancial.com/faq/): Answers for Ellicott City, MD and Howard County, MD owners on business loan terms, underwriters, loan officers, quick-draw lines of credit, amortization and working capital loans. Hazelshire Financial matches your request with funding partners, who review it and make their own decision on every term. - [About Hazelshire Financial: Business Funding Help for Ellicott City, MD Companies](https://hazelshirefinancial.com/about/): Hazelshire Financial serves Ellicott City, MD and Howard County, MD businesses that need working capital, term loans, lines of credit, inventory or equipment financing, or want to understand merchant cash advances. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Phone, Request Form or Office Visit: Hazelshire Financial in Ellicott City, MD](https://hazelshirefinancial.com/contact/): Reach Hazelshire Financial in Ellicott City, MD by phone at (410) 261-6078 or through the request form. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Submit a Small Business Loan Request in Ellicott City, MD](https://hazelshirefinancial.com/apply/): Send a small business funding request to Hazelshire Financial from Ellicott City, MD or anywhere in Howard County, MD. The form asks for full name, phone, email, a company name if there is one, and three required pick-lists (time in business, annual revenue range and requested amount range), plus a consent box. Hazelshire Financial matches your request with funding partners, who review it and make their own decision. - [Disclosures for Hazelshire Financial, Ellicott City, MD](https://hazelshirefinancial.com/disclosures/): Hazelshire Financial disclosures, Ellicott City, MD: a funding broker and not a lender; partners make credit decisions and set rates and terms. ## Optional - [Full text of every page](https://hazelshirefinancial.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://hazelshirefinancial.com/sitemap.xml)